Salary Needed to Live in Rancho Cucamonga as a Family

A family of four (2 adults, 2 children) needs approximately $75,910/year to live comfortably in Rancho Cucamonga, CA — including 15% savings.

Comfortable Salary
$75,910
with 15% savings
Bare Minimum
$60,312
no savings buffer
Monthly Expenses
$3,669
25% above national avg

Detailed Monthly Budget for a Family in Rancho Cucamonga

ExpenseRancho CucamongaNat'l AvgDiff
🏠 3BR Apartment/House Rent$317$209+52%
🛒 Groceries$70$44+59%
⚡ Utilities$34$28+21%
🚗 Transportation$48$44+9%
🛡️ Car Insurance$155$215-28%
🏥 Health Insurance$63$54+17%
Childcare/After-school$1,536$1,200+28%
Internet + Phones$230$180+28%
Children Activities$320$250+28%
Dining Out$448$350+28%
School Supplies & Clothing$256$200+28%
Healthcare Co-pays$192$150+28%
Total Monthly$3,669$2,924+25%

How We Calculated the Salary

Monthly expenses:$3,669
Target savings (15%):$815/mo
Monthly after-tax needed:$4,484
Effective tax rate:27%

Gross annual salary needed:$75,910

Other Household Types in Rancho Cucamonga

Single Person
$24,552/yr
$1,289/mo expenses
Couple (No Kids)
$34,721/yr
$1,765/mo expenses
Retiree
$25,588/yr
$1,450/mo expenses

Related Pages

Living Alone in Rancho CucamongaCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a family with kids need in Rancho Cucamonga?
A family with kids needs approximately $75,910/year ($6,326/month gross) to live comfortably in Rancho Cucamonga with a 15% savings rate.
How much is rent for a family with kids in Rancho Cucamonga?
A 3br apartment/house in Rancho Cucamonga costs approximately $317/month, which is the largest single expense at 9% of the total budget.
Is Rancho Cucamonga affordable for a family with kids?
Rancho Cucamonga is above the national average for family with kids living costs, requiring 25% more salary than the US median.
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