Salary Needed to Live in Provo as a Family

A family of four (2 adults, 2 children) needs approximately $63,434/year to live comfortably in Provo, UT — including 15% savings.

Comfortable Salary
$63,434
with 15% savings
Bare Minimum
$50,400
no savings buffer
Monthly Expenses
$3,066
5% above national avg

Detailed Monthly Budget for a Family in Provo

ExpenseProvoNat'l AvgDiff
🏠 3BR Apartment/House Rent$223$209+7%
🛒 Groceries$69$44+57%
⚡ Utilities$26$28-7%
🚗 Transportation$45$44+2%
🛡️ Car Insurance$195$215-9%
🏥 Health Insurance$38$54-30%
Childcare/After-school$1,272$1,200+6%
Internet + Phones$191$180+6%
Children Activities$265$250+6%
Dining Out$371$350+6%
School Supplies & Clothing$212$200+6%
Healthcare Co-pays$159$150+6%
Total Monthly$3,066$2,924+5%

How We Calculated the Salary

Monthly expenses:$3,066
Target savings (15%):$681/mo
Monthly after-tax needed:$3,747
Effective tax rate:27%

Gross annual salary needed:$63,434

Other Household Types in Provo

Single Person
$21,029/yr
$1,104/mo expenses
Couple (No Kids)
$29,449/yr
$1,497/mo expenses
Retiree
$21,794/yr
$1,235/mo expenses

Related Pages

Living Alone in ProvoCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Provo?
A family with kids needs approximately $63,434/year ($5,286/month gross) to live comfortably in Provo with a 15% savings rate.
How much is rent for a family with kids in Provo?
A 3br apartment/house in Provo costs approximately $223/month, which is the largest single expense at 7% of the total budget.
Is Provo affordable for a family with kids?
Provo is roughly average for family with kids costs, requiring a salary close to the national median.
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