Salary Needed to Live in Portland as a Retiree

A retired individual (65+) needs approximately $25,976/year to live comfortably in Portland, OR — including 5% savings.

Comfortable Salary
$25,976
with 5% savings
Bare Minimum
$24,197
no savings buffer
Monthly Expenses
$1,472
22% above national avg

Detailed Monthly Budget for a Retiree in Portland

ExpensePortlandNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$153$121+26%
🛒 Groceries$24$16+50%
⚡ Utilities$17$15+13%
🚗 Transportation$25$18+39%
🛡️ Car Insurance$207$215-4%
🏥 Health Insurance$45$54-17%
Medicare Supplement$260$200+30%
Prescription Drugs$195$150+30%
Internet + Phone$156$120+30%
Recreation & Social$260$200+30%
Home Maintenance$130$100+30%
Total Monthly$1,472$1,209+22%

How We Calculated the Salary

Monthly expenses:$1,472
Target savings (5%):$83/mo
Monthly after-tax needed:$1,555
Effective tax rate:27%

Gross annual salary needed:$25,976

Other Household Types in Portland

Single Person
$25,029/yr
$1,314/mo expenses
Couple (No Kids)
$35,233/yr
$1,791/mo expenses
Family with Kids
$76,717/yr
$3,708/mo expenses

Related Pages

Living Alone in PortlandCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Portland?
A retiree needs approximately $25,976/year ($2,165/month gross) to live comfortably in Portland with a 5% savings rate.
How much is rent for a retiree in Portland?
A 1-2br senior-friendly in Portland costs approximately $153/month, which is the largest single expense at 10% of the total budget.
Is Portland affordable for a retiree?
Portland is above the national average for retiree living costs, requiring 22% more salary than the US median.
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