Salary Needed to Live in Portland as a Family

A family of four (2 adults, 2 children) needs approximately $76,717/year to live comfortably in Portland, OR — including 15% savings.

Comfortable Salary
$76,717
with 15% savings
Bare Minimum
$60,953
no savings buffer
Monthly Expenses
$3,708
27% above national avg

Detailed Monthly Budget for a Family in Portland

ExpensePortlandNat'l AvgDiff
🏠 3BR Apartment/House Rent$266$209+27%
🛒 Groceries$68$44+55%
⚡ Utilities$31$28+11%
🚗 Transportation$62$44+41%
🛡️ Car Insurance$207$215-4%
🏥 Health Insurance$45$54-17%
Childcare/After-school$1,560$1,200+30%
Internet + Phones$234$180+30%
Children Activities$325$250+30%
Dining Out$455$350+30%
School Supplies & Clothing$260$200+30%
Healthcare Co-pays$195$150+30%
Total Monthly$3,708$2,924+27%

How We Calculated the Salary

Monthly expenses:$3,708
Target savings (15%):$824/mo
Monthly after-tax needed:$4,532
Effective tax rate:27%

Gross annual salary needed:$76,717

Other Household Types in Portland

Single Person
$25,029/yr
$1,314/mo expenses
Couple (No Kids)
$35,233/yr
$1,791/mo expenses
Retiree
$25,976/yr
$1,472/mo expenses

Related Pages

Living Alone in PortlandCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a family with kids need in Portland?
A family with kids needs approximately $76,717/year ($6,393/month gross) to live comfortably in Portland with a 15% savings rate.
How much is rent for a family with kids in Portland?
A 3br apartment/house in Portland costs approximately $266/month, which is the largest single expense at 7% of the total budget.
Is Portland affordable for a family with kids?
Portland is above the national average for family with kids living costs, requiring 27% more salary than the US median.
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