Salary Needed to Live in Phoenix as a Single
A single adult living independently needs approximately $20,324/year to live comfortably in Phoenix, AZ — including 10% savings.
Comfortable Salary
$20,324
with 10% savings
Bare Minimum
$17,540
no savings buffer
Monthly Expenses
$1,067
2% below national avg
Detailed Monthly Budget for a Single in Phoenix
| Expense | Phoenix | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $98 | $113 | -13% |
| 🛒 Groceries | $19 | $17 | +12% |
| ⚡ Utilities | $13 | $14 | -7% |
| 🚗 Transportation | $30 | $26 | +15% |
| 🛡️ Car Insurance | $193 | $215 | -10% |
| 🏥 Health Insurance | $49 | $54 | -9% |
| Internet | $67 | $65 | +3% |
| Phone | $88 | $85 | +4% |
| Dining & Social | $309 | $300 | +3% |
| Entertainment | $124 | $120 | +3% |
| Personal Care | $77 | $75 | +3% |
| Total Monthly | $1,067 | $1,084 | -2% |
How We Calculated the Salary
Monthly expenses:$1,067
Target savings (10%):$137/mo
Monthly after-tax needed:$1,204
Effective tax rate:27%
Gross annual salary needed:$20,324
Other Household Types in Phoenix
Related Pages
FAQ
What salary does a single person need in Phoenix?
A single person needs approximately $20,324/year ($1,694/month gross) to live comfortably in Phoenix with a 10% savings rate.
How much is rent for a single person in Phoenix?
A studio/1br in Phoenix costs approximately $98/month, which is the largest single expense at 9% of the total budget.
Is Phoenix affordable for a single person?
Phoenix is roughly average for single person costs, requiring a salary close to the national median.