Salary Needed to Live in Phoenix as a Couple
A couple sharing expenses without children needs approximately $28,367/year to live comfortably in Phoenix, AZ — including 12% savings.
Comfortable Salary
$28,367
with 12% savings
Bare Minimum
$23,704
no savings buffer
Monthly Expenses
$1,442
1% below national avg
Detailed Monthly Budget for a Couple in Phoenix
| Expense | Phoenix | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $118 | $137 | -14% |
| 🛒 Groceries | $30 | $27 | +11% |
| ⚡ Utilities | $18 | $19 | -5% |
| 🚗 Transportation | $40 | $35 | +14% |
| 🛡️ Car Insurance | $193 | $215 | -10% |
| 🏥 Health Insurance | $49 | $54 | -9% |
| Internet | $67 | $65 | +3% |
| Phone (×2) | $144 | $140 | +3% |
| Dining & Social | $464 | $450 | +3% |
| Entertainment | $185 | $180 | +3% |
| Personal Care (×2) | $134 | $130 | +3% |
| Total Monthly | $1,442 | $1,452 | -1% |
How We Calculated the Salary
Monthly expenses:$1,442
Target savings (12%):$235/mo
Monthly after-tax needed:$1,677
Effective tax rate:27%
Gross annual salary needed:$28,367
Other Household Types in Phoenix
Related Pages
FAQ
What salary does a couple (no kids) need in Phoenix?
A couple (no kids) needs approximately $28,367/year ($2,364/month gross) to live comfortably in Phoenix with a 12% savings rate.
How much is rent for a couple (no kids) in Phoenix?
A 1-2br apartment in Phoenix costs approximately $118/month, which is the largest single expense at 8% of the total budget.
Is Phoenix affordable for a couple (no kids)?
Phoenix is roughly average for couple (no kids) costs, requiring a salary close to the national median.