Salary Needed to Live in Philadelphia as a Couple
A couple sharing expenses without children needs approximately $30,100/year to live comfortably in Philadelphia, PA — including 12% savings.
Comfortable Salary
$30,100
with 12% savings
Bare Minimum
$25,083
no savings buffer
Monthly Expenses
$1,505
2% above national avg
Detailed Monthly Budget for a Couple in Philadelphia
| Expense | Philadelphia | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $166 | $137 | +21% |
| 🛒 Groceries | $36 | $27 | +33% |
| ⚡ Utilities | $14 | $19 | -26% |
| 🚗 Transportation | $30 | $35 | -14% |
| 🛡️ Car Insurance | $212 | $229 | -7% |
| 🏥 Health Insurance | $62 | $58 | +7% |
| Internet | $66 | $65 | +2% |
| Phone (×2) | $143 | $140 | +2% |
| Dining & Social | $459 | $450 | +2% |
| Entertainment | $184 | $180 | +2% |
| Personal Care (×2) | $133 | $130 | +2% |
| Total Monthly | $1,505 | $1,470 | +2% |
How We Calculated the Salary
Monthly expenses:$1,505
Target savings (12%):$246/mo
Monthly after-tax needed:$1,751
Effective tax rate:28%
Gross annual salary needed:$30,100
Other Household Types in Philadelphia
Related Pages
FAQ
What salary does a couple (no kids) need in Philadelphia?
A couple (no kids) needs approximately $30,100/year ($2,508/month gross) to live comfortably in Philadelphia with a 12% savings rate.
How much is rent for a couple (no kids) in Philadelphia?
A 1-2br apartment in Philadelphia costs approximately $166/month, which is the largest single expense at 11% of the total budget.
Is Philadelphia affordable for a couple (no kids)?
Philadelphia is roughly average for couple (no kids) costs, requiring a salary close to the national median.