Salary Needed to Live in Oxnard as a Retiree
A retired individual (65+) needs approximately $29,224/year to live comfortably in Oxnard, CA — including 5% savings.
Comfortable Salary
$29,224
with 5% savings
Bare Minimum
$27,222
no savings buffer
Monthly Expenses
$1,656
37% above national avg
Detailed Monthly Budget for a Retiree in Oxnard
| Expense | Oxnard | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Senior-Friendly Rent | $217 | $121 | +79% |
| 🛒 Groceries | $23 | $16 | +44% |
| ⚡ Utilities | $16 | $15 | +7% |
| 🚗 Transportation | $19 | $18 | +6% |
| 🛡️ Car Insurance | $242 | $215 | +13% |
| 🏥 Health Insurance | $61 | $54 | +13% |
| Medicare Supplement | $280 | $200 | +40% |
| Prescription Drugs | $210 | $150 | +40% |
| Internet + Phone | $168 | $120 | +40% |
| Recreation & Social | $280 | $200 | +40% |
| Home Maintenance | $140 | $100 | +40% |
| Total Monthly | $1,656 | $1,209 | +37% |
How We Calculated the Salary
Monthly expenses:$1,656
Target savings (5%):$94/mo
Monthly after-tax needed:$1,750
Effective tax rate:27%
Gross annual salary needed:$29,224
Other Household Types in Oxnard
Related Pages
FAQ
What salary does a retiree need in Oxnard?
A retiree needs approximately $29,224/year ($2,435/month gross) to live comfortably in Oxnard with a 5% savings rate.
How much is rent for a retiree in Oxnard?
A 1-2br senior-friendly in Oxnard costs approximately $217/month, which is the largest single expense at 13% of the total budget.
Is Oxnard affordable for a retiree?
Oxnard is above the national average for retiree living costs, requiring 37% more salary than the US median.