Salary Needed to Live in Oshkosh as a Retiree

A retired individual (65+) needs approximately $16,957/year to live comfortably in Oshkosh, WI — including 5% savings.

Comfortable Salary
$16,957
with 5% savings
Bare Minimum
$15,811
no savings buffer
Monthly Expenses
$975
19% below national avg

Detailed Monthly Budget for a Retiree in Oshkosh

ExpenseOshkoshNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$79$121-35%
🛒 Groceries$17$16+6%
⚡ Utilities$11$15-27%
🚗 Transportation$14$18-22%
🛡️ Car Insurance$159$211-25%
🏥 Health Insurance$48$53-9%
Medicare Supplement$168$200-16%
Prescription Drugs$126$150-16%
Internet + Phone$101$120-16%
Recreation & Social$168$200-16%
Home Maintenance$84$100-16%
Total Monthly$975$1,204-19%

How We Calculated the Salary

Monthly expenses:$975
Target savings (5%):$55/mo
Monthly after-tax needed:$1,030
Effective tax rate:26%

Gross annual salary needed:$16,957

Other Household Types in Oshkosh

Single Person
$16,369/yr
$873/mo expenses
Couple (No Kids)
$22,819/yr
$1,179/mo expenses
Family with Kids
$48,915/yr
$2,405/mo expenses

Related Pages

Living Alone in OshkoshCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Oshkosh?
A retiree needs approximately $16,957/year ($1,413/month gross) to live comfortably in Oshkosh with a 5% savings rate.
How much is rent for a retiree in Oshkosh?
A 1-2br senior-friendly in Oshkosh costs approximately $79/month, which is the largest single expense at 8% of the total budget.
Is Oshkosh affordable for a retiree?
Yes, Oshkosh is 19% more affordable than the national average for a retiree.
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