Salary Needed to Live in Ontario as a Single
A single adult living independently needs approximately $22,190/year to live comfortably in Ontario, CA — including 10% savings.
Comfortable Salary
$22,190
with 10% savings
Bare Minimum
$19,151
no savings buffer
Monthly Expenses
$1,165
7% above national avg
Detailed Monthly Budget for a Single in Ontario
| Expense | Ontario | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $134 | $113 | +19% |
| 🛒 Groceries | $21 | $17 | +24% |
| ⚡ Utilities | $15 | $14 | +7% |
| 🚗 Transportation | $28 | $26 | +8% |
| 🛡️ Car Insurance | $156 | $215 | -27% |
| 🏥 Health Insurance | $49 | $54 | -9% |
| Internet | $77 | $65 | +18% |
| Phone | $100 | $85 | +18% |
| Dining & Social | $354 | $300 | +18% |
| Entertainment | $142 | $120 | +18% |
| Personal Care | $89 | $75 | +19% |
| Total Monthly | $1,165 | $1,084 | +7% |
How We Calculated the Salary
Monthly expenses:$1,165
Target savings (10%):$150/mo
Monthly after-tax needed:$1,315
Effective tax rate:27%
Gross annual salary needed:$22,190
Other Household Types in Ontario
Related Pages
FAQ
What salary does a single person need in Ontario?
A single person needs approximately $22,190/year ($1,849/month gross) to live comfortably in Ontario with a 10% savings rate.
How much is rent for a single person in Ontario?
A studio/1br in Ontario costs approximately $134/month, which is the largest single expense at 12% of the total budget.
Is Ontario affordable for a single person?
Ontario is roughly average for single person costs, requiring a salary close to the national median.