Salary Needed to Live in Ontario as a Couple
A couple sharing expenses without children needs approximately $31,397/year to live comfortably in Ontario, CA — including 12% savings.
Comfortable Salary
$31,397
with 12% savings
Bare Minimum
$26,236
no savings buffer
Monthly Expenses
$1,596
10% above national avg
Detailed Monthly Budget for a Couple in Ontario
| Expense | Ontario | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $163 | $137 | +19% |
| 🛒 Groceries | $32 | $27 | +19% |
| ⚡ Utilities | $20 | $19 | +5% |
| 🚗 Transportation | $38 | $35 | +9% |
| 🛡️ Car Insurance | $156 | $215 | -27% |
| 🏥 Health Insurance | $49 | $54 | -9% |
| Internet | $77 | $65 | +18% |
| Phone (×2) | $165 | $140 | +18% |
| Dining & Social | $531 | $450 | +18% |
| Entertainment | $212 | $180 | +18% |
| Personal Care (×2) | $153 | $130 | +18% |
| Total Monthly | $1,596 | $1,452 | +10% |
How We Calculated the Salary
Monthly expenses:$1,596
Target savings (12%):$260/mo
Monthly after-tax needed:$1,856
Effective tax rate:27%
Gross annual salary needed:$31,397
Other Household Types in Ontario
Related Pages
FAQ
What salary does a couple (no kids) need in Ontario?
A couple (no kids) needs approximately $31,397/year ($2,616/month gross) to live comfortably in Ontario with a 12% savings rate.
How much is rent for a couple (no kids) in Ontario?
A 1-2br apartment in Ontario costs approximately $163/month, which is the largest single expense at 10% of the total budget.
Is Ontario affordable for a couple (no kids)?
Ontario is roughly average for couple (no kids) costs, requiring a salary close to the national median.