Salary Needed to Live in Oklahoma City as a Family

A family of four (2 adults, 2 children) needs approximately $49,680/year to live comfortably in Oklahoma City, OK — including 15% savings.

Comfortable Salary
$49,680
with 15% savings
Bare Minimum
$39,744
no savings buffer
Monthly Expenses
$2,484
15% below national avg

Detailed Monthly Budget for a Family in Oklahoma City

ExpenseOklahoma CityNat'l AvgDiff
🏠 3BR Apartment/House Rent$141$209-33%
🛒 Groceries$45$44+2%
⚡ Utilities$23$28-18%
🚗 Transportation$44$440%
🛡️ Car Insurance$159$223-29%
🏥 Health Insurance$43$56-23%
Childcare/After-school$1,044$1,200-13%
Internet + Phones$157$180-13%
Children Activities$218$250-13%
Dining Out$305$350-13%
School Supplies & Clothing$174$200-13%
Healthcare Co-pays$131$150-13%
Total Monthly$2,484$2,934-15%

How We Calculated the Salary

Monthly expenses:$2,484
Target savings (15%):$548/mo
Monthly after-tax needed:$3,032
Effective tax rate:25%

Gross annual salary needed:$49,680

Other Household Types in Oklahoma City

Single Person
$16,523/yr
$895/mo expenses
Couple (No Kids)
$23,086/yr
$1,212/mo expenses
Retiree
$17,143/yr
$1,000/mo expenses

Related Pages

Living Alone in Oklahoma CityCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Oklahoma City?
A family with kids needs approximately $49,680/year ($4,140/month gross) to live comfortably in Oklahoma City with a 15% savings rate.
How much is rent for a family with kids in Oklahoma City?
A 3br apartment/house in Oklahoma City costs approximately $141/month, which is the largest single expense at 6% of the total budget.
Is Oklahoma City affordable for a family with kids?
Yes, Oklahoma City is 15% more affordable than the national average for a family with kids.
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