Salary Needed to Live in Odessa as a Couple
A couple sharing expenses without children needs approximately $23,600/year to live comfortably in Odessa, TX — including 12% savings.
Comfortable Salary
$23,600
with 12% savings
Bare Minimum
$19,824
no savings buffer
Monthly Expenses
$1,239
15% below national avg
Detailed Monthly Budget for a Couple in Odessa
| Expense | Odessa | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $96 | $137 | -30% |
| 🛒 Groceries | $23 | $27 | -15% |
| ⚡ Utilities | $16 | $19 | -16% |
| 🚗 Transportation | $33 | $35 | -6% |
| 🛡️ Car Insurance | $185 | $223 | -17% |
| 🏥 Health Insurance | $38 | $56 | -32% |
| Internet | $57 | $65 | -12% |
| Phone (×2) | $123 | $140 | -12% |
| Dining & Social | $396 | $450 | -12% |
| Entertainment | $158 | $180 | -12% |
| Personal Care (×2) | $114 | $130 | -12% |
| Total Monthly | $1,239 | $1,462 | -15% |
How We Calculated the Salary
Monthly expenses:$1,239
Target savings (12%):$201/mo
Monthly after-tax needed:$1,440
Effective tax rate:25%
Gross annual salary needed:$23,600
Other Household Types in Odessa
Related Pages
FAQ
What salary does a couple (no kids) need in Odessa?
A couple (no kids) needs approximately $23,600/year ($1,967/month gross) to live comfortably in Odessa with a 12% savings rate.
How much is rent for a couple (no kids) in Odessa?
A 1-2br apartment in Odessa costs approximately $96/month, which is the largest single expense at 8% of the total budget.
Is Odessa affordable for a couple (no kids)?
Yes, Odessa is 15% more affordable than the national average for a couple (no kids).