Salary Needed to Live in Norfolk as a Retiree

A retired individual (65+) needs approximately $19,800/year to live comfortably in Norfolk, VA — including 5% savings.

Comfortable Salary
$19,800
with 5% savings
Bare Minimum
$18,480
no savings buffer
Monthly Expenses
$1,155
5% below national avg

Detailed Monthly Budget for a Retiree in Norfolk

ExpenseNorfolkNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$105$121-13%
🛒 Groceries$22$16+38%
⚡ Utilities$14$15-7%
🚗 Transportation$20$18+11%
🛡️ Car Insurance$201$223-10%
🏥 Health Insurance$54$56-4%
Medicare Supplement$192$200-4%
Prescription Drugs$144$150-4%
Internet + Phone$115$120-4%
Recreation & Social$192$200-4%
Home Maintenance$96$100-4%
Total Monthly$1,155$1,219-5%

How We Calculated the Salary

Monthly expenses:$1,155
Target savings (5%):$65/mo
Monthly after-tax needed:$1,220
Effective tax rate:25%

Gross annual salary needed:$19,800

Other Household Types in Norfolk

Single Person
$19,163/yr
$1,038/mo expenses
Couple (No Kids)
$26,533/yr
$1,393/mo expenses
Family with Kids
$56,200/yr
$2,810/mo expenses

Related Pages

Living Alone in NorfolkCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Norfolk?
A retiree needs approximately $19,800/year ($1,650/month gross) to live comfortably in Norfolk with a 5% savings rate.
How much is rent for a retiree in Norfolk?
A 1-2br senior-friendly in Norfolk costs approximately $105/month, which is the largest single expense at 9% of the total budget.
Is Norfolk affordable for a retiree?
Norfolk is roughly average for retiree costs, requiring a salary close to the national median.
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