Salary Needed to Live in New Bedford as a Couple

A couple sharing expenses without children needs approximately $27,800/year to live comfortably in New Bedford, MA — including 12% savings.

Comfortable Salary
$27,800
with 12% savings
Bare Minimum
$23,167
no savings buffer
Monthly Expenses
$1,390
5% below national avg

Detailed Monthly Budget for a Couple in New Bedford

ExpenseNew BedfordNat'l AvgDiff
🏠 1-2BR Apartment Rent$117$137-15%
🛒 Groceries$39$27+44%
⚡ Utilities$16$19-16%
🚗 Transportation$31$35-11%
🛡️ Car Insurance$186$229-19%
🏥 Health Insurance$56$58-3%
Internet$64$65-2%
Phone (×2)$137$140-2%
Dining & Social$441$450-2%
Entertainment$176$180-2%
Personal Care (×2)$127$130-2%
Total Monthly$1,390$1,470-5%

How We Calculated the Salary

Monthly expenses:$1,390
Target savings (12%):$227/mo
Monthly after-tax needed:$1,617
Effective tax rate:28%

Gross annual salary needed:$27,800

Other Household Types in New Bedford

Single Person
$19,955/yr
$1,031/mo expenses
Family with Kids
$59,600/yr
$2,831/mo expenses
Retiree
$20,615/yr
$1,151/mo expenses

Related Pages

Living Alone in New BedfordCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in New Bedford?
A couple (no kids) needs approximately $27,800/year ($2,317/month gross) to live comfortably in New Bedford with a 12% savings rate.
How much is rent for a couple (no kids) in New Bedford?
A 1-2br apartment in New Bedford costs approximately $117/month, which is the largest single expense at 8% of the total budget.
Is New Bedford affordable for a couple (no kids)?
New Bedford is roughly average for couple (no kids) costs, requiring a salary close to the national median.
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