Salary Needed to Live in Mobile as a Retiree

A retired individual (65+) needs approximately $17,194/year to live comfortably in Mobile, AL — including 5% savings.

Comfortable Salary
$17,194
with 5% savings
Bare Minimum
$16,048
no savings buffer
Monthly Expenses
$1,003
18% below national avg

Detailed Monthly Budget for a Retiree in Mobile

ExpenseMobileNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$83$121-31%
🛒 Groceries$14$16-12%
⚡ Utilities$11$15-27%
🚗 Transportation$17$18-6%
🛡️ Car Insurance$200$223-10%
🏥 Health Insurance$38$56-32%
Medicare Supplement$166$200-17%
Prescription Drugs$125$150-17%
Internet + Phone$100$120-17%
Recreation & Social$166$200-17%
Home Maintenance$83$100-17%
Total Monthly$1,003$1,219-18%

How We Calculated the Salary

Monthly expenses:$1,003
Target savings (5%):$57/mo
Monthly after-tax needed:$1,060
Effective tax rate:25%

Gross annual salary needed:$17,194

Other Household Types in Mobile

Single Person
$16,652/yr
$902/mo expenses
Couple (No Kids)
$22,933/yr
$1,204/mo expenses
Family with Kids
$48,380/yr
$2,419/mo expenses

Related Pages

Living Alone in MobileCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Mobile?
A retiree needs approximately $17,194/year ($1,433/month gross) to live comfortably in Mobile with a 5% savings rate.
How much is rent for a retiree in Mobile?
A 1-2br senior-friendly in Mobile costs approximately $83/month, which is the largest single expense at 8% of the total budget.
Is Mobile affordable for a retiree?
Yes, Mobile is 18% more affordable than the national average for a retiree.
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