Salary Needed to Live in Missoula as a Family
A family of four (2 adults, 2 children) needs approximately $63,786/year to live comfortably in Missoula, MT — including 15% savings.
Comfortable Salary
$63,786
with 15% savings
Bare Minimum
$50,679
no savings buffer
Monthly Expenses
$3,083
5% above national avg
Detailed Monthly Budget for a Family in Missoula
| Expense | Missoula | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $213 | $209 | +2% |
| 🛒 Groceries | $65 | $44 | +48% |
| ⚡ Utilities | $21 | $28 | -25% |
| 🚗 Transportation | $50 | $44 | +14% |
| 🛡️ Car Insurance | $170 | $215 | -21% |
| 🏥 Health Insurance | $48 | $54 | -11% |
| Childcare/After-school | $1,296 | $1,200 | +8% |
| Internet + Phones | $194 | $180 | +8% |
| Children Activities | $270 | $250 | +8% |
| Dining Out | $378 | $350 | +8% |
| School Supplies & Clothing | $216 | $200 | +8% |
| Healthcare Co-pays | $162 | $150 | +8% |
| Total Monthly | $3,083 | $2,924 | +5% |
How We Calculated the Salary
Monthly expenses:$3,083
Target savings (15%):$685/mo
Monthly after-tax needed:$3,768
Effective tax rate:27%
Gross annual salary needed:$63,786
Other Household Types in Missoula
Related Pages
FAQ
What salary does a family with kids need in Missoula?
A family with kids needs approximately $63,786/year ($5,316/month gross) to live comfortably in Missoula with a 15% savings rate.
How much is rent for a family with kids in Missoula?
A 3br apartment/house in Missoula costs approximately $213/month, which is the largest single expense at 7% of the total budget.
Is Missoula affordable for a family with kids?
Missoula is roughly average for family with kids costs, requiring a salary close to the national median.