Salary Needed to Live in Lubbock as a Couple
A couple sharing expenses without children needs approximately $21,829/year to live comfortably in Lubbock, TX — including 12% savings.
Comfortable Salary
$21,829
with 12% savings
Bare Minimum
$18,336
no savings buffer
Monthly Expenses
$1,146
22% below national avg
Detailed Monthly Budget for a Couple in Lubbock
| Expense | Lubbock | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $98 | $137 | -28% |
| 🛒 Groceries | $23 | $27 | -15% |
| ⚡ Utilities | $17 | $19 | -11% |
| 🚗 Transportation | $22 | $35 | -37% |
| 🛡️ Car Insurance | $127 | $223 | -43% |
| 🏥 Health Insurance | $48 | $56 | -14% |
| Internet | $55 | $65 | -15% |
| Phone (×2) | $118 | $140 | -16% |
| Dining & Social | $378 | $450 | -16% |
| Entertainment | $151 | $180 | -16% |
| Personal Care (×2) | $109 | $130 | -16% |
| Total Monthly | $1,146 | $1,462 | -22% |
How We Calculated the Salary
Monthly expenses:$1,146
Target savings (12%):$186/mo
Monthly after-tax needed:$1,332
Effective tax rate:25%
Gross annual salary needed:$21,829
Other Household Types in Lubbock
Related Pages
FAQ
What salary does a couple (no kids) need in Lubbock?
A couple (no kids) needs approximately $21,829/year ($1,819/month gross) to live comfortably in Lubbock with a 12% savings rate.
How much is rent for a couple (no kids) in Lubbock?
A 1-2br apartment in Lubbock costs approximately $98/month, which is the largest single expense at 9% of the total budget.
Is Lubbock affordable for a couple (no kids)?
Yes, Lubbock is 22% more affordable than the national average for a couple (no kids).