Salary Needed to Live in Louisville as a Single

A single adult living independently needs approximately $18,055/year to live comfortably in Louisville, KY — including 10% savings.

Comfortable Salary
$18,055
with 10% savings
Bare Minimum
$15,648
no savings buffer
Monthly Expenses
$978
11% below national avg

Detailed Monthly Budget for a Single in Louisville

ExpenseLouisvilleNat'l AvgDiff
🏠 Studio/1BR Rent$84$113-26%
🛒 Groceries$18$17+6%
⚡ Utilities$12$14-14%
🚗 Transportation$30$26+15%
🛡️ Car Insurance$201$223-10%
🏥 Health Insurance$58$56+4%
Internet$58$65-11%
Phone$76$85-11%
Dining & Social$267$300-11%
Entertainment$107$120-11%
Personal Care$67$75-11%
Total Monthly$978$1,094-11%

How We Calculated the Salary

Monthly expenses:$978
Target savings (10%):$125/mo
Monthly after-tax needed:$1,103
Effective tax rate:25%

Gross annual salary needed:$18,055

Other Household Types in Louisville

Couple (No Kids)
$24,857/yr
$1,305/mo expenses
Family with Kids
$52,180/yr
$2,609/mo expenses
Retiree
$18,583/yr
$1,084/mo expenses

Related Pages

Living Alone in LouisvilleCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Louisville?
A single person needs approximately $18,055/year ($1,505/month gross) to live comfortably in Louisville with a 10% savings rate.
How much is rent for a single person in Louisville?
A studio/1br in Louisville costs approximately $84/month, which is the largest single expense at 9% of the total budget.
Is Louisville affordable for a single person?
Yes, Louisville is 11% more affordable than the national average for a single person.
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