Salary Needed to Live in Long Beach as a Retiree

A retired individual (65+) needs approximately $31,041/year to live comfortably in Long Beach, CA — including 5% savings.

Comfortable Salary
$31,041
with 5% savings
Bare Minimum
$28,915
no savings buffer
Monthly Expenses
$1,759
45% above national avg

Detailed Monthly Budget for a Retiree in Long Beach

ExpenseLong BeachNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$240$121+98%
🛒 Groceries$26$16+63%
⚡ Utilities$20$15+33%
🚗 Transportation$24$18+33%
🛡️ Car Insurance$197$215-8%
🏥 Health Insurance$58$54+7%
Medicare Supplement$310$200+55%
Prescription Drugs$233$150+55%
Internet + Phone$186$120+55%
Recreation & Social$310$200+55%
Home Maintenance$155$100+55%
Total Monthly$1,759$1,209+45%

How We Calculated the Salary

Monthly expenses:$1,759
Target savings (5%):$99/mo
Monthly after-tax needed:$1,858
Effective tax rate:27%

Gross annual salary needed:$31,041

Other Household Types in Long Beach

Single Person
$29,771/yr
$1,563/mo expenses
Couple (No Kids)
$42,098/yr
$2,140/mo expenses
Family with Kids
$92,131/yr
$4,453/mo expenses

Related Pages

Living Alone in Long BeachCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Long Beach?
A retiree needs approximately $31,041/year ($2,587/month gross) to live comfortably in Long Beach with a 5% savings rate.
How much is rent for a retiree in Long Beach?
A 1-2br senior-friendly in Long Beach costs approximately $240/month, which is the largest single expense at 14% of the total budget.
Is Long Beach affordable for a retiree?
Long Beach is above the national average for retiree living costs, requiring 45% more salary than the US median.
← Back to Long Beach