Salary Needed to Live in Little Rock as a Family

A family of four (2 adults, 2 children) needs approximately $50,480/year to live comfortably in Little Rock, AR — including 15% savings.

Comfortable Salary
$50,480
with 15% savings
Bare Minimum
$40,384
no savings buffer
Monthly Expenses
$2,524
14% below national avg

Detailed Monthly Budget for a Family in Little Rock

ExpenseLittle RockNat'l AvgDiff
🏠 3BR Apartment/House Rent$169$209-19%
🛒 Groceries$45$44+2%
⚡ Utilities$24$28-14%
🚗 Transportation$36$44-18%
🛡️ Car Insurance$204$223-9%
🏥 Health Insurance$42$56-25%
Childcare/After-school$1,032$1,200-14%
Internet + Phones$155$180-14%
Children Activities$215$250-14%
Dining Out$301$350-14%
School Supplies & Clothing$172$200-14%
Healthcare Co-pays$129$150-14%
Total Monthly$2,524$2,934-14%

How We Calculated the Salary

Monthly expenses:$2,524
Target savings (15%):$557/mo
Monthly after-tax needed:$3,081
Effective tax rate:25%

Gross annual salary needed:$50,480

Other Household Types in Little Rock

Single Person
$17,428/yr
$944/mo expenses
Couple (No Kids)
$23,981/yr
$1,259/mo expenses
Retiree
$18,000/yr
$1,050/mo expenses

Related Pages

Living Alone in Little RockCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Little Rock?
A family with kids needs approximately $50,480/year ($4,207/month gross) to live comfortably in Little Rock with a 15% savings rate.
How much is rent for a family with kids in Little Rock?
A 3br apartment/house in Little Rock costs approximately $169/month, which is the largest single expense at 7% of the total budget.
Is Little Rock affordable for a family with kids?
Yes, Little Rock is 14% more affordable than the national average for a family with kids.
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