Salary Needed to Live in Lincoln as a Couple
A couple sharing expenses without children needs approximately $25,181/year to live comfortably in Lincoln, NE — including 12% savings.
Comfortable Salary
$25,181
with 12% savings
Bare Minimum
$21,097
no savings buffer
Monthly Expenses
$1,301
10% below national avg
Detailed Monthly Budget for a Couple in Lincoln
| Expense | Lincoln | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $117 | $137 | -15% |
| 🛒 Groceries | $27 | $27 | 0% |
| ⚡ Utilities | $15 | $19 | -21% |
| 🚗 Transportation | $36 | $35 | +3% |
| 🛡️ Car Insurance | $179 | $211 | -15% |
| 🏥 Health Insurance | $49 | $53 | -8% |
| Internet | $59 | $65 | -9% |
| Phone (×2) | $127 | $140 | -9% |
| Dining & Social | $410 | $450 | -9% |
| Entertainment | $164 | $180 | -9% |
| Personal Care (×2) | $118 | $130 | -9% |
| Total Monthly | $1,301 | $1,447 | -10% |
How We Calculated the Salary
Monthly expenses:$1,301
Target savings (12%):$212/mo
Monthly after-tax needed:$1,513
Effective tax rate:26%
Gross annual salary needed:$25,181
Other Household Types in Lincoln
Related Pages
FAQ
What salary does a couple (no kids) need in Lincoln?
A couple (no kids) needs approximately $25,181/year ($2,098/month gross) to live comfortably in Lincoln with a 12% savings rate.
How much is rent for a couple (no kids) in Lincoln?
A 1-2br apartment in Lincoln costs approximately $117/month, which is the largest single expense at 9% of the total budget.
Is Lincoln affordable for a couple (no kids)?
Yes, Lincoln is 10% more affordable than the national average for a couple (no kids).