Salary Needed to Live in Lakewood as a Couple

A couple sharing expenses without children needs approximately $32,440/year to live comfortably in Lakewood, NJ — including 12% savings.

Comfortable Salary
$32,440
with 12% savings
Bare Minimum
$27,033
no savings buffer
Monthly Expenses
$1,622
10% above national avg

Detailed Monthly Budget for a Couple in Lakewood

ExpenseLakewoodNat'l AvgDiff
🏠 1-2BR Apartment Rent$179$137+31%
🛒 Groceries$39$27+44%
⚡ Utilities$18$19-5%
🚗 Transportation$38$35+9%
🛡️ Car Insurance$201$229-12%
🏥 Health Insurance$65$58+12%
Internet$73$65+12%
Phone (×2)$157$140+12%
Dining & Social$504$450+12%
Entertainment$202$180+12%
Personal Care (×2)$146$130+12%
Total Monthly$1,622$1,470+10%

How We Calculated the Salary

Monthly expenses:$1,622
Target savings (12%):$265/mo
Monthly after-tax needed:$1,887
Effective tax rate:28%

Gross annual salary needed:$32,440

Other Household Types in Lakewood

Single Person
$23,265/yr
$1,202/mo expenses
Family with Kids
$69,221/yr
$3,288/mo expenses
Retiree
$24,054/yr
$1,343/mo expenses

Related Pages

Living Alone in LakewoodCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a couple (no kids) need in Lakewood?
A couple (no kids) needs approximately $32,440/year ($2,703/month gross) to live comfortably in Lakewood with a 12% savings rate.
How much is rent for a couple (no kids) in Lakewood?
A 1-2br apartment in Lakewood costs approximately $179/month, which is the largest single expense at 11% of the total budget.
Is Lakewood affordable for a couple (no kids)?
Lakewood is roughly average for couple (no kids) costs, requiring a salary close to the national median.
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