Salary Needed to Live in Huntington Beach as a Retiree

A retired individual (65+) needs approximately $31,553/year to live comfortably in Huntington Beach, CA — including 5% savings.

Comfortable Salary
$31,553
with 5% savings
Bare Minimum
$29,392
no savings buffer
Monthly Expenses
$1,788
48% above national avg

Detailed Monthly Budget for a Retiree in Huntington Beach

ExpenseHuntington BeachNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$214$121+77%
🛒 Groceries$26$16+63%
⚡ Utilities$19$15+27%
🚗 Transportation$26$18+44%
🛡️ Car Insurance$235$215+9%
🏥 Health Insurance$51$54-6%
Medicare Supplement$316$200+58%
Prescription Drugs$237$150+58%
Internet + Phone$190$120+58%
Recreation & Social$316$200+58%
Home Maintenance$158$100+58%
Total Monthly$1,788$1,209+48%

How We Calculated the Salary

Monthly expenses:$1,788
Target savings (5%):$101/mo
Monthly after-tax needed:$1,889
Effective tax rate:27%

Gross annual salary needed:$31,553

Other Household Types in Huntington Beach

Single Person
$30,248/yr
$1,588/mo expenses
Couple (No Kids)
$42,689/yr
$2,170/mo expenses
Family with Kids
$93,269/yr
$4,508/mo expenses

Related Pages

Living Alone in Huntington BeachCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Huntington Beach?
A retiree needs approximately $31,553/year ($2,629/month gross) to live comfortably in Huntington Beach with a 5% savings rate.
How much is rent for a retiree in Huntington Beach?
A 1-2br senior-friendly in Huntington Beach costs approximately $214/month, which is the largest single expense at 12% of the total budget.
Is Huntington Beach affordable for a retiree?
Huntington Beach is above the national average for retiree living costs, requiring 48% more salary than the US median.
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