Salary Needed to Live in Helena as a Family
A family of four (2 adults, 2 children) needs approximately $58,262/year to live comfortably in Helena, MT — including 15% savings.
Comfortable Salary
$58,262
with 15% savings
Bare Minimum
$46,290
no savings buffer
Monthly Expenses
$2,816
4% below national avg
Detailed Monthly Budget for a Family in Helena
| Expense | Helena | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $204 | $209 | -2% |
| 🛒 Groceries | $54 | $44 | +23% |
| ⚡ Utilities | $23 | $28 | -18% |
| 🚗 Transportation | $30 | $44 | -32% |
| 🛡️ Car Insurance | $168 | $215 | -22% |
| 🏥 Health Insurance | $54 | $54 | 0% |
| Childcare/After-school | $1,176 | $1,200 | -2% |
| Internet + Phones | $176 | $180 | -2% |
| Children Activities | $245 | $250 | -2% |
| Dining Out | $343 | $350 | -2% |
| School Supplies & Clothing | $196 | $200 | -2% |
| Healthcare Co-pays | $147 | $150 | -2% |
| Total Monthly | $2,816 | $2,924 | -4% |
How We Calculated the Salary
Monthly expenses:$2,816
Target savings (15%):$625/mo
Monthly after-tax needed:$3,441
Effective tax rate:27%
Gross annual salary needed:$58,262
Other Household Types in Helena
Related Pages
FAQ
What salary does a family with kids need in Helena?
A family with kids needs approximately $58,262/year ($4,855/month gross) to live comfortably in Helena with a 15% savings rate.
How much is rent for a family with kids in Helena?
A 3br apartment/house in Helena costs approximately $204/month, which is the largest single expense at 7% of the total budget.
Is Helena affordable for a family with kids?
Helena is roughly average for family with kids costs, requiring a salary close to the national median.