Salary Needed to Live in Flint as a Family

A family of four (2 adults, 2 children) needs approximately $45,092/year to live comfortably in Flint, MI — including 15% savings.

Comfortable Salary
$45,092
with 15% savings
Bare Minimum
$35,951
no savings buffer
Monthly Expenses
$2,217
24% below national avg

Detailed Monthly Budget for a Family in Flint

ExpenseFlintNat'l AvgDiff
🏠 3BR Apartment/House Rent$123$209-41%
🛒 Groceries$50$44+14%
⚡ Utilities$21$28-25%
🚗 Transportation$37$44-16%
🛡️ Car Insurance$162$211-23%
🏥 Health Insurance$53$530%
Childcare/After-school$912$1,200-24%
Internet + Phones$137$180-24%
Children Activities$190$250-24%
Dining Out$266$350-24%
School Supplies & Clothing$152$200-24%
Healthcare Co-pays$114$150-24%
Total Monthly$2,217$2,919-24%

How We Calculated the Salary

Monthly expenses:$2,217
Target savings (15%):$491/mo
Monthly after-tax needed:$2,708
Effective tax rate:26%

Gross annual salary needed:$45,092

Other Household Types in Flint

Single Person
$15,431/yr
$823/mo expenses
Couple (No Kids)
$21,348/yr
$1,103/mo expenses
Retiree
$15,913/yr
$915/mo expenses

Related Pages

Living Alone in FlintCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Flint?
A family with kids needs approximately $45,092/year ($3,758/month gross) to live comfortably in Flint with a 15% savings rate.
How much is rent for a family with kids in Flint?
A 3br apartment/house in Flint costs approximately $123/month, which is the largest single expense at 6% of the total budget.
Is Flint affordable for a family with kids?
Yes, Flint is 24% more affordable than the national average for a family with kids.
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