Salary Needed to Live in Flagstaff as a Retiree
A retired individual (65+) needs approximately $23,876/year to live comfortably in Flagstaff, AZ — including 5% savings.
Comfortable Salary
$23,876
with 5% savings
Bare Minimum
$22,241
no savings buffer
Monthly Expenses
$1,353
12% above national avg
Detailed Monthly Budget for a Retiree in Flagstaff
| Expense | Flagstaff | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Senior-Friendly Rent | $172 | $121 | +42% |
| 🛒 Groceries | $18 | $16 | +13% |
| ⚡ Utilities | $16 | $15 | +7% |
| 🚗 Transportation | $17 | $18 | -6% |
| 🛡️ Car Insurance | $199 | $215 | -7% |
| 🏥 Health Insurance | $45 | $54 | -17% |
| Medicare Supplement | $230 | $200 | +15% |
| Prescription Drugs | $173 | $150 | +15% |
| Internet + Phone | $138 | $120 | +15% |
| Recreation & Social | $230 | $200 | +15% |
| Home Maintenance | $115 | $100 | +15% |
| Total Monthly | $1,353 | $1,209 | +12% |
How We Calculated the Salary
Monthly expenses:$1,353
Target savings (5%):$76/mo
Monthly after-tax needed:$1,429
Effective tax rate:27%
Gross annual salary needed:$23,876
Other Household Types in Flagstaff
Related Pages
FAQ
What salary does a retiree need in Flagstaff?
A retiree needs approximately $23,876/year ($1,990/month gross) to live comfortably in Flagstaff with a 5% savings rate.
How much is rent for a retiree in Flagstaff?
A 1-2br senior-friendly in Flagstaff costs approximately $172/month, which is the largest single expense at 13% of the total budget.
Is Flagstaff affordable for a retiree?
Flagstaff is above the national average for retiree living costs, requiring 12% more salary than the US median.