Salary Needed to Live in Flagstaff as a Family

A family of four (2 adults, 2 children) needs approximately $69,228/year to live comfortably in Flagstaff, AZ — including 15% savings.

Comfortable Salary
$69,228
with 15% savings
Bare Minimum
$55,003
no savings buffer
Monthly Expenses
$3,346
14% above national avg

Detailed Monthly Budget for a Family in Flagstaff

ExpenseFlagstaffNat'l AvgDiff
🏠 3BR Apartment/House Rent$297$209+42%
🛒 Groceries$51$44+16%
⚡ Utilities$30$28+7%
🚗 Transportation$44$440%
🛡️ Car Insurance$199$215-7%
🏥 Health Insurance$45$54-17%
Childcare/After-school$1,380$1,200+15%
Internet + Phones$207$180+15%
Children Activities$288$250+15%
Dining Out$402$350+15%
School Supplies & Clothing$230$200+15%
Healthcare Co-pays$173$150+15%
Total Monthly$3,346$2,924+14%

How We Calculated the Salary

Monthly expenses:$3,346
Target savings (15%):$743/mo
Monthly after-tax needed:$4,089
Effective tax rate:27%

Gross annual salary needed:$69,228

Other Household Types in Flagstaff

Single Person
$22,990/yr
$1,207/mo expenses
Couple (No Kids)
$32,184/yr
$1,636/mo expenses
Retiree
$23,876/yr
$1,353/mo expenses

Related Pages

Living Alone in FlagstaffCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a family with kids need in Flagstaff?
A family with kids needs approximately $69,228/year ($5,769/month gross) to live comfortably in Flagstaff with a 15% savings rate.
How much is rent for a family with kids in Flagstaff?
A 3br apartment/house in Flagstaff costs approximately $297/month, which is the largest single expense at 9% of the total budget.
Is Flagstaff affordable for a family with kids?
Flagstaff is above the national average for family with kids living costs, requiring 14% more salary than the US median.
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