Salary Needed to Live in Fayetteville as a Single

A single adult living independently needs approximately $47,557/year to live comfortably in Fayetteville, AR, including 10% savings.

Direct Answer

A single person needs about $47,557/year to live comfortably in Fayetteville, AR. The bare-minimum salary is $41,216/year, but the comfortable figure includes a 10% savings target and a monthly after-tax budget of $2,906.

The minimum scenario leaves about $2,576/mo after tax and no planned savings. The comfortable scenario uses $3,963/mo gross pay to cover expenses, taxes, and a savings buffer.

Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$47,557
with 10% savings
Bare Minimum
$41,216
$3,435/mo gross, no savings buffer
Monthly Expenses
$2,576
28% below national avg

Detailed Monthly Budget for a Single in Fayetteville

ExpenseFayettevilleNat'l AvgDiff
Studio/1BR Rent$783$1,351-42%
Groceries$239$207+15%
Utilities$127$169-25%
Transportation$190$316-40%
Car Insurance$128$223-43%
Health Insurance$534$672-21%
Internet$58$65-11%
Phone$76$85-11%
Dining & Social$267$300-11%
Entertainment$107$120-11%
Personal Care$67$75-11%
Total Monthly$2,576$3,583-28%

How We Calculated the Salary

Monthly expenses:$2,576
Target savings (10%):$330/mo
Monthly after-tax needed:$2,906
Effective tax rate:25%

Gross annual salary needed:$47,557

What Drives the Salary Number?

Housing
$783

Studio/1BR rent is 30% of this monthly budget.

Taxes
25%

Estimated federal plus AR state tax reserve used to convert take-home needs into gross salary.

Savings target
10%

$330/mo is reserved for savings so the salary is not just break-even.

Local index
89/100

Fayetteville is below the national baseline; the model adjusts baseline spending by local rent and cost data.

Compare Salary Needed in Nearby south Cities

Corpus Christi, TX
$51,157/yr
$3,600 more than Fayetteville
Greensboro, NC
$50,714/yr
$3,157 more than Fayetteville
Clarksville, TN
$52,892/yr
$5,335 more than Fayetteville
College Station, TX
$54,240/yr
$6,683 more than Fayetteville

Salary Planning Checklist

  1. Keep studio/1br housing near $783/mo or adjust the salary target upward.
  2. Budget $575/mo for persona-specific costs such as Internet and Phone.
  3. Use $41,216/year as the survival floor and $47,557/year as the healthier negotiation target.

Other Household Types in Fayetteville

Couple (No Kids)
$62,190/yr
$3,265/mo expenses
Family with Kids
$107,400/yr
$5,370/mo expenses
Retiree
$45,754/yr
$2,669/mo expenses

Related Pages

Living Alone in FayettevilleCity OverviewRent in FayettevilleMonthly BudgetAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Fayetteville?
A single person needs approximately $47,557/year ($3,963/month gross) to live comfortably in Fayetteville with a 10% savings rate.
How much is rent for a single person in Fayetteville?
A studio/1br in Fayetteville costs approximately $783/month, which is the largest single expense at 30% of the total budget.
Is Fayetteville affordable for a single person?
Yes, Fayetteville is 28% more affordable than the national average for a single person.
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