Salary Needed to Live in Eugene as a Retiree
A retired individual (65+) needs approximately $23,488/year to live comfortably in Eugene, OR — including 5% savings.
Comfortable Salary
$23,488
with 5% savings
Bare Minimum
$21,879
no savings buffer
Monthly Expenses
$1,331
10% above national avg
Detailed Monthly Budget for a Retiree in Eugene
| Expense | Eugene | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Senior-Friendly Rent | $143 | $121 | +18% |
| 🛒 Groceries | $19 | $16 | +19% |
| ⚡ Utilities | $15 | $15 | 0% |
| 🚗 Transportation | $19 | $18 | +6% |
| 🛡️ Car Insurance | $214 | $215 | 0% |
| 🏥 Health Insurance | $59 | $54 | +9% |
| Medicare Supplement | $224 | $200 | +12% |
| Prescription Drugs | $168 | $150 | +12% |
| Internet + Phone | $134 | $120 | +12% |
| Recreation & Social | $224 | $200 | +12% |
| Home Maintenance | $112 | $100 | +12% |
| Total Monthly | $1,331 | $1,209 | +10% |
How We Calculated the Salary
Monthly expenses:$1,331
Target savings (5%):$75/mo
Monthly after-tax needed:$1,406
Effective tax rate:27%
Gross annual salary needed:$23,488
Other Household Types in Eugene
Related Pages
FAQ
What salary does a retiree need in Eugene?
A retiree needs approximately $23,488/year ($1,957/month gross) to live comfortably in Eugene with a 5% savings rate.
How much is rent for a retiree in Eugene?
A 1-2br senior-friendly in Eugene costs approximately $143/month, which is the largest single expense at 11% of the total budget.
Is Eugene affordable for a retiree?
Eugene is roughly average for retiree costs, requiring a salary close to the national median.