Salary Needed to Live in Eugene as a Family

A family of four (2 adults, 2 children) needs approximately $67,448/year to live comfortably in Eugene, OR — including 15% savings.

Comfortable Salary
$67,448
with 15% savings
Bare Minimum
$53,589
no savings buffer
Monthly Expenses
$3,260
11% above national avg

Detailed Monthly Budget for a Family in Eugene

ExpenseEugeneNat'l AvgDiff
🏠 3BR Apartment/House Rent$247$209+18%
🛒 Groceries$54$44+23%
⚡ Utilities$28$280%
🚗 Transportation$48$44+9%
🛡️ Car Insurance$214$2150%
🏥 Health Insurance$59$54+9%
Childcare/After-school$1,344$1,200+12%
Internet + Phones$202$180+12%
Children Activities$280$250+12%
Dining Out$392$350+12%
School Supplies & Clothing$224$200+12%
Healthcare Co-pays$168$150+12%
Total Monthly$3,260$2,924+11%

How We Calculated the Salary

Monthly expenses:$3,260
Target savings (15%):$724/mo
Monthly after-tax needed:$3,984
Effective tax rate:27%

Gross annual salary needed:$67,448

Other Household Types in Eugene

Single Person
$22,705/yr
$1,192/mo expenses
Couple (No Kids)
$31,613/yr
$1,607/mo expenses
Retiree
$23,488/yr
$1,331/mo expenses

Related Pages

Living Alone in EugeneCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a family with kids need in Eugene?
A family with kids needs approximately $67,448/year ($5,621/month gross) to live comfortably in Eugene with a 15% savings rate.
How much is rent for a family with kids in Eugene?
A 3br apartment/house in Eugene costs approximately $247/month, which is the largest single expense at 8% of the total budget.
Is Eugene affordable for a family with kids?
Eugene is above the national average for family with kids living costs, requiring 11% more salary than the US median.
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