Salary Needed to Live in Duluth as a Single
A single adult living independently needs approximately $18,188/year to live comfortably in Duluth, MN — including 10% savings.
Comfortable Salary
$18,188
with 10% savings
Bare Minimum
$15,730
no savings buffer
Monthly Expenses
$970
10% below national avg
Detailed Monthly Budget for a Single in Duluth
| Expense | Duluth | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $123 | $113 | +9% |
| 🛒 Groceries | $23 | $17 | +35% |
| ⚡ Utilities | $10 | $14 | -29% |
| 🚗 Transportation | $28 | $26 | +8% |
| 🛡️ Car Insurance | $130 | $211 | -38% |
| 🏥 Health Insurance | $37 | $53 | -30% |
| Internet | $62 | $65 | -5% |
| Phone | $82 | $85 | -4% |
| Dining & Social | $288 | $300 | -4% |
| Entertainment | $115 | $120 | -4% |
| Personal Care | $72 | $75 | -4% |
| Total Monthly | $970 | $1,079 | -10% |
How We Calculated the Salary
Monthly expenses:$970
Target savings (10%):$125/mo
Monthly after-tax needed:$1,095
Effective tax rate:26%
Gross annual salary needed:$18,188
Other Household Types in Duluth
Related Pages
FAQ
What salary does a single person need in Duluth?
A single person needs approximately $18,188/year ($1,516/month gross) to live comfortably in Duluth with a 10% savings rate.
How much is rent for a single person in Duluth?
A studio/1br in Duluth costs approximately $123/month, which is the largest single expense at 13% of the total budget.
Is Duluth affordable for a single person?
Yes, Duluth is 10% more affordable than the national average for a single person.