Salary Needed to Live in Duluth as a Couple
A couple sharing expenses without children needs approximately $25,703/year to live comfortably in Duluth, MN — including 12% savings.
Comfortable Salary
$25,703
with 12% savings
Bare Minimum
$21,535
no savings buffer
Monthly Expenses
$1,328
8% below national avg
Detailed Monthly Budget for a Couple in Duluth
| Expense | Duluth | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $149 | $137 | +9% |
| 🛒 Groceries | $35 | $27 | +30% |
| ⚡ Utilities | $13 | $19 | -32% |
| 🚗 Transportation | $38 | $35 | +9% |
| 🛡️ Car Insurance | $130 | $211 | -38% |
| 🏥 Health Insurance | $37 | $53 | -30% |
| Internet | $62 | $65 | -5% |
| Phone (×2) | $134 | $140 | -4% |
| Dining & Social | $432 | $450 | -4% |
| Entertainment | $173 | $180 | -4% |
| Personal Care (×2) | $125 | $130 | -4% |
| Total Monthly | $1,328 | $1,447 | -8% |
How We Calculated the Salary
Monthly expenses:$1,328
Target savings (12%):$216/mo
Monthly after-tax needed:$1,544
Effective tax rate:26%
Gross annual salary needed:$25,703
Other Household Types in Duluth
Related Pages
FAQ
What salary does a couple (no kids) need in Duluth?
A couple (no kids) needs approximately $25,703/year ($2,142/month gross) to live comfortably in Duluth with a 12% savings rate.
How much is rent for a couple (no kids) in Duluth?
A 1-2br apartment in Duluth costs approximately $149/month, which is the largest single expense at 11% of the total budget.
Is Duluth affordable for a couple (no kids)?
Yes, Duluth is 8% more affordable than the national average for a couple (no kids).