Salary Needed to Live in Denver as a Couple

A couple sharing expenses without children needs approximately $34,525/year to live comfortably in Denver, CO — including 12% savings.

Comfortable Salary
$34,525
with 12% savings
Bare Minimum
$28,849
no savings buffer
Monthly Expenses
$1,755
21% above national avg

Detailed Monthly Budget for a Couple in Denver

ExpenseDenverNat'l AvgDiff
🏠 1-2BR Apartment Rent$175$137+28%
🛒 Groceries$44$27+63%
⚡ Utilities$19$190%
🚗 Transportation$40$35+14%
🛡️ Car Insurance$190$215-12%
🏥 Health Insurance$53$54-2%
Internet$83$65+28%
Phone (×2)$179$140+28%
Dining & Social$576$450+28%
Entertainment$230$180+28%
Personal Care (×2)$166$130+28%
Total Monthly$1,755$1,452+21%

How We Calculated the Salary

Monthly expenses:$1,755
Target savings (12%):$286/mo
Monthly after-tax needed:$2,041
Effective tax rate:27%

Gross annual salary needed:$34,525

Other Household Types in Denver

Single Person
$24,495/yr
$1,286/mo expenses
Family with Kids
$75,372/yr
$3,643/mo expenses
Retiree
$25,482/yr
$1,444/mo expenses

Related Pages

Living Alone in DenverCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a couple (no kids) need in Denver?
A couple (no kids) needs approximately $34,525/year ($2,877/month gross) to live comfortably in Denver with a 12% savings rate.
How much is rent for a couple (no kids) in Denver?
A 1-2br apartment in Denver costs approximately $175/month, which is the largest single expense at 10% of the total budget.
Is Denver affordable for a couple (no kids)?
Denver is above the national average for couple (no kids) living costs, requiring 21% more salary than the US median.
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