Salary Needed to Live in Cranston as a Family

A family of four (2 adults, 2 children) needs approximately $63,242/year to live comfortably in Cranston, RI — including 15% savings.

Comfortable Salary
$63,242
with 15% savings
Bare Minimum
$50,067
no savings buffer
Monthly Expenses
$3,004
2% above national avg

Detailed Monthly Budget for a Family in Cranston

ExpenseCranstonNat'l AvgDiff
🏠 3BR Apartment/House Rent$182$209-13%
🛒 Groceries$54$44+23%
⚡ Utilities$29$28+4%
🚗 Transportation$45$44+2%
🛡️ Car Insurance$171$229-25%
🏥 Health Insurance$53$58-9%
Childcare/After-school$1,272$1,200+6%
Internet + Phones$191$180+6%
Children Activities$265$250+6%
Dining Out$371$350+6%
School Supplies & Clothing$212$200+6%
Healthcare Co-pays$159$150+6%
Total Monthly$3,004$2,942+2%

How We Calculated the Salary

Monthly expenses:$3,004
Target savings (15%):$670/mo
Monthly after-tax needed:$3,674
Effective tax rate:28%

Gross annual salary needed:$63,242

Other Household Types in Cranston

Single Person
$20,671/yr
$1,068/mo expenses
Couple (No Kids)
$29,080/yr
$1,454/mo expenses
Retiree
$21,439/yr
$1,197/mo expenses

Related Pages

Living Alone in CranstonCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Cranston?
A family with kids needs approximately $63,242/year ($5,270/month gross) to live comfortably in Cranston with a 15% savings rate.
How much is rent for a family with kids in Cranston?
A 3br apartment/house in Cranston costs approximately $182/month, which is the largest single expense at 6% of the total budget.
Is Cranston affordable for a family with kids?
Cranston is roughly average for family with kids costs, requiring a salary close to the national median.
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