Salary Needed to Live in Concord as a Retiree

A retired individual (65+) needs approximately $22,478/year to live comfortably in Concord, NH — including 5% savings.

Comfortable Salary
$22,478
with 5% savings
Bare Minimum
$20,917
no savings buffer
Monthly Expenses
$1,255
2% above national avg

Detailed Monthly Budget for a Retiree in Concord

ExpenseConcordNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$129$121+7%
🛒 Groceries$18$16+13%
⚡ Utilities$12$15-20%
🚗 Transportation$19$18+6%
🛡️ Car Insurance$199$229-13%
🏥 Health Insurance$62$58+7%
Medicare Supplement$212$200+6%
Prescription Drugs$159$150+6%
Internet + Phone$127$120+6%
Recreation & Social$212$200+6%
Home Maintenance$106$100+6%
Total Monthly$1,255$1,227+2%

How We Calculated the Salary

Monthly expenses:$1,255
Target savings (5%):$71/mo
Monthly after-tax needed:$1,326
Effective tax rate:28%

Gross annual salary needed:$22,478

Other Household Types in Concord

Single Person
$21,774/yr
$1,125/mo expenses
Couple (No Kids)
$30,300/yr
$1,515/mo expenses
Family with Kids
$64,758/yr
$3,076/mo expenses

Related Pages

Living Alone in ConcordCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Concord?
A retiree needs approximately $22,478/year ($1,873/month gross) to live comfortably in Concord with a 5% savings rate.
How much is rent for a retiree in Concord?
A 1-2br senior-friendly in Concord costs approximately $129/month, which is the largest single expense at 10% of the total budget.
Is Concord affordable for a retiree?
Concord is roughly average for retiree costs, requiring a salary close to the national median.
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