Salary Needed to Live in Colorado Springs as a Retiree

A retired individual (65+) needs approximately $20,824/year to live comfortably in Colorado Springs, CO — including 5% savings.

Comfortable Salary
$20,824
with 5% savings
Bare Minimum
$19,397
no savings buffer
Monthly Expenses
$1,180
2% below national avg

Detailed Monthly Budget for a Retiree in Colorado Springs

ExpenseColorado SpringsNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$129$121+7%
🛒 Groceries$16$160%
⚡ Utilities$16$15+7%
🚗 Transportation$20$18+11%
🛡️ Car Insurance$147$215-32%
🏥 Health Insurance$43$54-20%
Medicare Supplement$210$200+5%
Prescription Drugs$158$150+5%
Internet + Phone$126$120+5%
Recreation & Social$210$200+5%
Home Maintenance$105$100+5%
Total Monthly$1,180$1,209-2%

How We Calculated the Salary

Monthly expenses:$1,180
Target savings (5%):$67/mo
Monthly after-tax needed:$1,247
Effective tax rate:27%

Gross annual salary needed:$20,824

Other Household Types in Colorado Springs

Single Person
$20,019/yr
$1,051/mo expenses
Couple (No Kids)
$28,289/yr
$1,438/mo expenses
Family with Kids
$61,779/yr
$2,986/mo expenses

Related Pages

Living Alone in Colorado SpringsCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Colorado Springs?
A retiree needs approximately $20,824/year ($1,735/month gross) to live comfortably in Colorado Springs with a 5% savings rate.
How much is rent for a retiree in Colorado Springs?
A 1-2br senior-friendly in Colorado Springs costs approximately $129/month, which is the largest single expense at 11% of the total budget.
Is Colorado Springs affordable for a retiree?
Colorado Springs is roughly average for retiree costs, requiring a salary close to the national median.
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