Salary Needed to Live in Colorado Springs as a Family

A family of four (2 adults, 2 children) needs approximately $61,779/year to live comfortably in Colorado Springs, CO — including 15% savings.

Comfortable Salary
$61,779
with 15% savings
Bare Minimum
$49,085
no savings buffer
Monthly Expenses
$2,986
2% above national avg

Detailed Monthly Budget for a Family in Colorado Springs

ExpenseColorado SpringsNat'l AvgDiff
🏠 3BR Apartment/House Rent$224$209+7%
🛒 Groceries$45$44+2%
⚡ Utilities$29$28+4%
🚗 Transportation$50$44+14%
🛡️ Car Insurance$147$215-32%
🏥 Health Insurance$43$54-20%
Childcare/After-school$1,260$1,200+5%
Internet + Phones$189$180+5%
Children Activities$263$250+5%
Dining Out$368$350+5%
School Supplies & Clothing$210$200+5%
Healthcare Co-pays$158$150+5%
Total Monthly$2,986$2,924+2%

How We Calculated the Salary

Monthly expenses:$2,986
Target savings (15%):$663/mo
Monthly after-tax needed:$3,649
Effective tax rate:27%

Gross annual salary needed:$61,779

Other Household Types in Colorado Springs

Single Person
$20,019/yr
$1,051/mo expenses
Couple (No Kids)
$28,289/yr
$1,438/mo expenses
Retiree
$20,824/yr
$1,180/mo expenses

Related Pages

Living Alone in Colorado SpringsCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Colorado Springs?
A family with kids needs approximately $61,779/year ($5,148/month gross) to live comfortably in Colorado Springs with a 15% savings rate.
How much is rent for a family with kids in Colorado Springs?
A 3br apartment/house in Colorado Springs costs approximately $224/month, which is the largest single expense at 8% of the total budget.
Is Colorado Springs affordable for a family with kids?
Colorado Springs is roughly average for family with kids costs, requiring a salary close to the national median.
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