Salary Needed to Live in College Station as a Family

A family of four (2 adults, 2 children) needs approximately $51,880/year to live comfortably in College Station, TX — including 15% savings.

Comfortable Salary
$51,880
with 15% savings
Bare Minimum
$41,504
no savings buffer
Monthly Expenses
$2,594
12% below national avg

Detailed Monthly Budget for a Family in College Station

ExpenseCollege StationNat'l AvgDiff
🏠 3BR Apartment/House Rent$185$209-11%
🛒 Groceries$50$44+14%
⚡ Utilities$26$28-7%
🚗 Transportation$33$44-25%
🛡️ Car Insurance$191$223-14%
🏥 Health Insurance$59$56+5%
Childcare/After-school$1,056$1,200-12%
Internet + Phones$158$180-12%
Children Activities$220$250-12%
Dining Out$308$350-12%
School Supplies & Clothing$176$200-12%
Healthcare Co-pays$132$150-12%
Total Monthly$2,594$2,934-12%

How We Calculated the Salary

Monthly expenses:$2,594
Target savings (15%):$572/mo
Monthly after-tax needed:$3,166
Effective tax rate:25%

Gross annual salary needed:$51,880

Other Household Types in College Station

Single Person
$17,926/yr
$971/mo expenses
Couple (No Kids)
$24,610/yr
$1,292/mo expenses
Retiree
$18,514/yr
$1,080/mo expenses

Related Pages

Living Alone in College StationCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in College Station?
A family with kids needs approximately $51,880/year ($4,323/month gross) to live comfortably in College Station with a 15% savings rate.
How much is rent for a family with kids in College Station?
A 3br apartment/house in College Station costs approximately $185/month, which is the largest single expense at 7% of the total budget.
Is College Station affordable for a family with kids?
Yes, College Station is 12% more affordable than the national average for a family with kids.
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