Salary Needed to Live in Coeur d'Alene as a Retiree

A retired individual (65+) needs approximately $20,647/year to live comfortably in Coeur d'Alene, ID — including 5% savings.

Comfortable Salary
$20,647
with 5% savings
Bare Minimum
$19,233
no savings buffer
Monthly Expenses
$1,170
3% below national avg

Detailed Monthly Budget for a Retiree in Coeur d'Alene

ExpenseCoeur d'AleneNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$125$121+3%
🛒 Groceries$18$16+13%
⚡ Utilities$11$15-27%
🚗 Transportation$17$18-6%
🛡️ Car Insurance$153$215-29%
🏥 Health Insurance$45$54-17%
Medicare Supplement$208$200+4%
Prescription Drugs$156$150+4%
Internet + Phone$125$120+4%
Recreation & Social$208$200+4%
Home Maintenance$104$100+4%
Total Monthly$1,170$1,209-3%

How We Calculated the Salary

Monthly expenses:$1,170
Target savings (5%):$66/mo
Monthly after-tax needed:$1,236
Effective tax rate:27%

Gross annual salary needed:$20,647

Other Household Types in Coeur d'Alene

Single Person
$19,848/yr
$1,042/mo expenses
Couple (No Kids)
$27,993/yr
$1,423/mo expenses
Family with Kids
$61,097/yr
$2,953/mo expenses

Related Pages

Living Alone in Coeur d'AleneCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Coeur d'Alene?
A retiree needs approximately $20,647/year ($1,721/month gross) to live comfortably in Coeur d'Alene with a 5% savings rate.
How much is rent for a retiree in Coeur d'Alene?
A 1-2br senior-friendly in Coeur d'Alene costs approximately $125/month, which is the largest single expense at 11% of the total budget.
Is Coeur d'Alene affordable for a retiree?
Coeur d'Alene is roughly average for retiree costs, requiring a salary close to the national median.
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