Salary Needed to Live in Clearwater as a Single
A single adult living independently needs approximately $19,440/year to live comfortably in Clearwater, FL — including 10% savings.
Comfortable Salary
$19,440
with 10% savings
Bare Minimum
$16,848
no savings buffer
Monthly Expenses
$1,053
4% below national avg
Detailed Monthly Budget for a Single in Clearwater
| Expense | Clearwater | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $106 | $113 | -6% |
| 🛒 Groceries | $20 | $17 | +18% |
| ⚡ Utilities | $13 | $14 | -7% |
| 🚗 Transportation | $27 | $26 | +4% |
| 🛡️ Car Insurance | $173 | $223 | -22% |
| 🏥 Health Insurance | $56 | $56 | 0% |
| Internet | $66 | $65 | +2% |
| Phone | $87 | $85 | +2% |
| Dining & Social | $306 | $300 | +2% |
| Entertainment | $122 | $120 | +2% |
| Personal Care | $77 | $75 | +3% |
| Total Monthly | $1,053 | $1,094 | -4% |
How We Calculated the Salary
Monthly expenses:$1,053
Target savings (10%):$135/mo
Monthly after-tax needed:$1,188
Effective tax rate:25%
Gross annual salary needed:$19,440
Other Household Types in Clearwater
Related Pages
FAQ
What salary does a single person need in Clearwater?
A single person needs approximately $19,440/year ($1,620/month gross) to live comfortably in Clearwater with a 10% savings rate.
How much is rent for a single person in Clearwater?
A studio/1br in Clearwater costs approximately $106/month, which is the largest single expense at 10% of the total budget.
Is Clearwater affordable for a single person?
Clearwater is roughly average for single person costs, requiring a salary close to the national median.