Salary Needed to Live in Cincinnati as a Couple
A couple sharing expenses without children needs approximately $23,942/year to live comfortably in Cincinnati, OH — including 12% savings.
Comfortable Salary
$23,942
with 12% savings
Bare Minimum
$20,059
no savings buffer
Monthly Expenses
$1,237
15% below national avg
Detailed Monthly Budget for a Couple in Cincinnati
| Expense | Cincinnati | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $91 | $137 | -34% |
| 🛒 Groceries | $36 | $27 | +33% |
| ⚡ Utilities | $14 | $19 | -26% |
| 🚗 Transportation | $36 | $35 | +3% |
| 🛡️ Car Insurance | $165 | $211 | -22% |
| 🏥 Health Insurance | $35 | $53 | -34% |
| Internet | $58 | $65 | -11% |
| Phone (×2) | $125 | $140 | -11% |
| Dining & Social | $401 | $450 | -11% |
| Entertainment | $160 | $180 | -11% |
| Personal Care (×2) | $116 | $130 | -11% |
| Total Monthly | $1,237 | $1,447 | -15% |
How We Calculated the Salary
Monthly expenses:$1,237
Target savings (12%):$201/mo
Monthly after-tax needed:$1,438
Effective tax rate:26%
Gross annual salary needed:$23,942
Other Household Types in Cincinnati
Related Pages
FAQ
What salary does a couple (no kids) need in Cincinnati?
A couple (no kids) needs approximately $23,942/year ($1,995/month gross) to live comfortably in Cincinnati with a 12% savings rate.
How much is rent for a couple (no kids) in Cincinnati?
A 1-2br apartment in Cincinnati costs approximately $91/month, which is the largest single expense at 7% of the total budget.
Is Cincinnati affordable for a couple (no kids)?
Yes, Cincinnati is 15% more affordable than the national average for a couple (no kids).