Salary Needed to Live in Chico as a Couple

A couple sharing expenses without children needs approximately $29,292/year to live comfortably in Chico, CA — including 12% savings.

Comfortable Salary
$29,292
with 12% savings
Bare Minimum
$24,477
no savings buffer
Monthly Expenses
$1,489
3% above national avg

Detailed Monthly Budget for a Couple in Chico

ExpenseChicoNat'l AvgDiff
🏠 1-2BR Apartment Rent$175$137+28%
🛒 Groceries$38$27+41%
⚡ Utilities$15$19-21%
🚗 Transportation$30$35-14%
🛡️ Car Insurance$146$215-32%
🏥 Health Insurance$44$54-19%
Internet$70$65+8%
Phone (×2)$151$140+8%
Dining & Social$486$450+8%
Entertainment$194$180+8%
Personal Care (×2)$140$130+8%
Total Monthly$1,489$1,452+3%

How We Calculated the Salary

Monthly expenses:$1,489
Target savings (12%):$243/mo
Monthly after-tax needed:$1,732
Effective tax rate:27%

Gross annual salary needed:$29,292

Other Household Types in Chico

Single Person
$20,762/yr
$1,090/mo expenses
Family with Kids
$64,055/yr
$3,096/mo expenses
Retiree
$21,635/yr
$1,226/mo expenses

Related Pages

Living Alone in ChicoCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Chico?
A couple (no kids) needs approximately $29,292/year ($2,441/month gross) to live comfortably in Chico with a 12% savings rate.
How much is rent for a couple (no kids) in Chico?
A 1-2br apartment in Chico costs approximately $175/month, which is the largest single expense at 12% of the total budget.
Is Chico affordable for a couple (no kids)?
Chico is roughly average for couple (no kids) costs, requiring a salary close to the national median.
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