Salary Needed to Live in Chattanooga as a Single
A single adult living independently needs approximately $16,486/year to live comfortably in Chattanooga, TN — including 10% savings.
Comfortable Salary
$16,486
with 10% savings
Bare Minimum
$14,288
no savings buffer
Monthly Expenses
$893
18% below national avg
Detailed Monthly Budget for a Single in Chattanooga
| Expense | Chattanooga | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $78 | $113 | -31% |
| 🛒 Groceries | $18 | $17 | +6% |
| ⚡ Utilities | $11 | $14 | -21% |
| 🚗 Transportation | $15 | $26 | -42% |
| 🛡️ Car Insurance | $162 | $223 | -27% |
| 🏥 Health Insurance | $54 | $56 | -4% |
| Internet | $56 | $65 | -14% |
| Phone | $73 | $85 | -14% |
| Dining & Social | $258 | $300 | -14% |
| Entertainment | $103 | $120 | -14% |
| Personal Care | $65 | $75 | -13% |
| Total Monthly | $893 | $1,094 | -18% |
How We Calculated the Salary
Monthly expenses:$893
Target savings (10%):$114/mo
Monthly after-tax needed:$1,007
Effective tax rate:25%
Gross annual salary needed:$16,486
Other Household Types in Chattanooga
Related Pages
FAQ
What salary does a single person need in Chattanooga?
A single person needs approximately $16,486/year ($1,374/month gross) to live comfortably in Chattanooga with a 10% savings rate.
How much is rent for a single person in Chattanooga?
A studio/1br in Chattanooga costs approximately $78/month, which is the largest single expense at 9% of the total budget.
Is Chattanooga affordable for a single person?
Yes, Chattanooga is 18% more affordable than the national average for a single person.