Salary Needed to Live in Bismarck as a Family
A family of four (2 adults, 2 children) needs approximately $56,461/year to live comfortably in Bismarck, ND — including 15% savings.
Comfortable Salary
$56,461
with 15% savings
Bare Minimum
$45,016
no savings buffer
Monthly Expenses
$2,776
5% below national avg
Detailed Monthly Budget for a Family in Bismarck
| Expense | Bismarck | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $227 | $209 | +9% |
| 🛒 Groceries | $44 | $44 | 0% |
| ⚡ Utilities | $28 | $28 | 0% |
| 🚗 Transportation | $33 | $44 | -25% |
| 🛡️ Car Insurance | $204 | $211 | -3% |
| 🏥 Health Insurance | $50 | $53 | -6% |
| Childcare/After-school | $1,128 | $1,200 | -6% |
| Internet + Phones | $169 | $180 | -6% |
| Children Activities | $235 | $250 | -6% |
| Dining Out | $329 | $350 | -6% |
| School Supplies & Clothing | $188 | $200 | -6% |
| Healthcare Co-pays | $141 | $150 | -6% |
| Total Monthly | $2,776 | $2,919 | -5% |
How We Calculated the Salary
Monthly expenses:$2,776
Target savings (15%):$614/mo
Monthly after-tax needed:$3,390
Effective tax rate:26%
Gross annual salary needed:$56,461
Other Household Types in Bismarck
Related Pages
FAQ
What salary does a family with kids need in Bismarck?
A family with kids needs approximately $56,461/year ($4,705/month gross) to live comfortably in Bismarck with a 15% savings rate.
How much is rent for a family with kids in Bismarck?
A 3br apartment/house in Bismarck costs approximately $227/month, which is the largest single expense at 8% of the total budget.
Is Bismarck affordable for a family with kids?
Bismarck is roughly average for family with kids costs, requiring a salary close to the national median.