Salary Needed to Live in Birmingham as a Single

A single adult living independently needs approximately $16,874/year to live comfortably in Birmingham, AL — including 10% savings.

Comfortable Salary
$16,874
with 10% savings
Bare Minimum
$14,624
no savings buffer
Monthly Expenses
$914
16% below national avg

Detailed Monthly Budget for a Single in Birmingham

ExpenseBirminghamNat'l AvgDiff
🏠 Studio/1BR Rent$99$113-12%
🛒 Groceries$16$17-6%
⚡ Utilities$11$14-21%
🚗 Transportation$21$26-19%
🛡️ Car Insurance$181$223-19%
🏥 Health Insurance$38$56-32%
Internet$55$65-15%
Phone$72$85-15%
Dining & Social$255$300-15%
Entertainment$102$120-15%
Personal Care$64$75-15%
Total Monthly$914$1,094-16%

How We Calculated the Salary

Monthly expenses:$914
Target savings (10%):$117/mo
Monthly after-tax needed:$1,031
Effective tax rate:25%

Gross annual salary needed:$16,874

Other Household Types in Birmingham

Couple (No Kids)
$23,371/yr
$1,227/mo expenses
Family with Kids
$49,640/yr
$2,482/mo expenses
Retiree
$17,503/yr
$1,021/mo expenses

Related Pages

Living Alone in BirminghamCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Birmingham?
A single person needs approximately $16,874/year ($1,406/month gross) to live comfortably in Birmingham with a 10% savings rate.
How much is rent for a single person in Birmingham?
A studio/1br in Birmingham costs approximately $99/month, which is the largest single expense at 11% of the total budget.
Is Birmingham affordable for a single person?
Yes, Birmingham is 16% more affordable than the national average for a single person.
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