Salary Needed to Live in Birmingham as a Couple
A couple sharing expenses without children needs approximately $23,371/year to live comfortably in Birmingham, AL — including 12% savings.
Comfortable Salary
$23,371
with 12% savings
Bare Minimum
$19,632
no savings buffer
Monthly Expenses
$1,227
16% below national avg
Detailed Monthly Budget for a Couple in Birmingham
| Expense | Birmingham | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $120 | $137 | -12% |
| 🛒 Groceries | $25 | $27 | -7% |
| ⚡ Utilities | $14 | $19 | -26% |
| 🚗 Transportation | $28 | $35 | -20% |
| 🛡️ Car Insurance | $181 | $223 | -19% |
| 🏥 Health Insurance | $38 | $56 | -32% |
| Internet | $55 | $65 | -15% |
| Phone (×2) | $119 | $140 | -15% |
| Dining & Social | $383 | $450 | -15% |
| Entertainment | $153 | $180 | -15% |
| Personal Care (×2) | $111 | $130 | -15% |
| Total Monthly | $1,227 | $1,462 | -16% |
How We Calculated the Salary
Monthly expenses:$1,227
Target savings (12%):$199/mo
Monthly after-tax needed:$1,426
Effective tax rate:25%
Gross annual salary needed:$23,371
Other Household Types in Birmingham
Related Pages
FAQ
What salary does a couple (no kids) need in Birmingham?
A couple (no kids) needs approximately $23,371/year ($1,948/month gross) to live comfortably in Birmingham with a 12% savings rate.
How much is rent for a couple (no kids) in Birmingham?
A 1-2br apartment in Birmingham costs approximately $120/month, which is the largest single expense at 10% of the total budget.
Is Birmingham affordable for a couple (no kids)?
Yes, Birmingham is 16% more affordable than the national average for a couple (no kids).