Salary Needed to Live in Biloxi as a Family

A family of four (2 adults, 2 children) needs approximately $50,340/year to live comfortably in Biloxi, MS — including 15% savings.

Comfortable Salary
$50,340
with 15% savings
Bare Minimum
$40,272
no savings buffer
Monthly Expenses
$2,517
14% below national avg

Detailed Monthly Budget for a Family in Biloxi

ExpenseBiloxiNat'l AvgDiff
🏠 3BR Apartment/House Rent$210$2090%
🛒 Groceries$43$44-2%
⚡ Utilities$23$28-18%
🚗 Transportation$38$44-14%
🛡️ Car Insurance$201$223-10%
🏥 Health Insurance$45$56-20%
Childcare/After-school$1,008$1,200-16%
Internet + Phones$151$180-16%
Children Activities$210$250-16%
Dining Out$294$350-16%
School Supplies & Clothing$168$200-16%
Healthcare Co-pays$126$150-16%
Total Monthly$2,517$2,934-14%

How We Calculated the Salary

Monthly expenses:$2,517
Target savings (15%):$555/mo
Monthly after-tax needed:$3,072
Effective tax rate:25%

Gross annual salary needed:$50,340

Other Household Types in Biloxi

Single Person
$17,575/yr
$952/mo expenses
Couple (No Kids)
$24,095/yr
$1,265/mo expenses
Retiree
$18,120/yr
$1,057/mo expenses

Related Pages

Living Alone in BiloxiCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Biloxi?
A family with kids needs approximately $50,340/year ($4,195/month gross) to live comfortably in Biloxi with a 15% savings rate.
How much is rent for a family with kids in Biloxi?
A 3br apartment/house in Biloxi costs approximately $210/month, which is the largest single expense at 8% of the total budget.
Is Biloxi affordable for a family with kids?
Yes, Biloxi is 14% more affordable than the national average for a family with kids.
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