Salary Needed to Live in Billings as a Couple
A couple sharing expenses without children needs approximately $26,046/year to live comfortably in Billings, MT — including 12% savings.
Comfortable Salary
$26,046
with 12% savings
Bare Minimum
$21,764
no savings buffer
Monthly Expenses
$1,324
9% below national avg
Detailed Monthly Budget for a Couple in Billings
| Expense | Billings | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $128 | $137 | -7% |
| 🛒 Groceries | $28 | $27 | +4% |
| ⚡ Utilities | $16 | $19 | -16% |
| 🚗 Transportation | $38 | $35 | +9% |
| 🛡️ Car Insurance | $132 | $215 | -39% |
| 🏥 Health Insurance | $56 | $54 | +4% |
| Internet | $62 | $65 | -5% |
| Phone (×2) | $134 | $140 | -4% |
| Dining & Social | $432 | $450 | -4% |
| Entertainment | $173 | $180 | -4% |
| Personal Care (×2) | $125 | $130 | -4% |
| Total Monthly | $1,324 | $1,452 | -9% |
How We Calculated the Salary
Monthly expenses:$1,324
Target savings (12%):$216/mo
Monthly after-tax needed:$1,540
Effective tax rate:27%
Gross annual salary needed:$26,046
Other Household Types in Billings
Related Pages
FAQ
What salary does a couple (no kids) need in Billings?
A couple (no kids) needs approximately $26,046/year ($2,171/month gross) to live comfortably in Billings with a 12% savings rate.
How much is rent for a couple (no kids) in Billings?
A 1-2br apartment in Billings costs approximately $128/month, which is the largest single expense at 10% of the total budget.
Is Billings affordable for a couple (no kids)?
Yes, Billings is 9% more affordable than the national average for a couple (no kids).