Salary Needed to Live in Bakersfield as a Family
A family of four (2 adults, 2 children) needs approximately $58,966/year to live comfortably in Bakersfield, CA — including 15% savings.
Comfortable Salary
$58,966
with 15% savings
Bare Minimum
$46,849
no savings buffer
Monthly Expenses
$2,850
3% below national avg
Detailed Monthly Budget for a Family in Bakersfield
| Expense | Bakersfield | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $191 | $209 | -9% |
| 🛒 Groceries | $52 | $44 | +18% |
| ⚡ Utilities | $24 | $28 | -14% |
| 🚗 Transportation | $44 | $44 | 0% |
| 🛡️ Car Insurance | $163 | $215 | -24% |
| 🏥 Health Insurance | $46 | $54 | -15% |
| Childcare/After-school | $1,200 | $1,200 | 0% |
| Internet + Phones | $180 | $180 | 0% |
| Children Activities | $250 | $250 | 0% |
| Dining Out | $350 | $350 | 0% |
| School Supplies & Clothing | $200 | $200 | 0% |
| Healthcare Co-pays | $150 | $150 | 0% |
| Total Monthly | $2,850 | $2,924 | -3% |
How We Calculated the Salary
Monthly expenses:$2,850
Target savings (15%):$633/mo
Monthly after-tax needed:$3,483
Effective tax rate:27%
Gross annual salary needed:$58,966
Other Household Types in Bakersfield
Related Pages
FAQ
What salary does a family with kids need in Bakersfield?
A family with kids needs approximately $58,966/year ($4,914/month gross) to live comfortably in Bakersfield with a 15% savings rate.
How much is rent for a family with kids in Bakersfield?
A 3br apartment/house in Bakersfield costs approximately $191/month, which is the largest single expense at 7% of the total budget.
Is Bakersfield affordable for a family with kids?
Bakersfield is roughly average for family with kids costs, requiring a salary close to the national median.